Coming Home to the UK?
Get Clear, Personalised Guidance from a Chartered Financial Planner Who Has Lived the Expat Journey.
About Me
I’m Christopher Wicks, Chartered Financial Planner at Peregrine & Black.
Born in Nigeria, raised across Africa and Europe, and now living in the UAE, I understand what it means to build a life abroad—and how complex returning to the UK can be.
For over 40 years, I’ve helped expats navigate the financial, tax and practical challenges of repatriation.
Why Returning Expats Work With Me
Expat experience. Cross-border expertise. A calm, client-first approach.
I’ve lived the expat experience myself
My childhood was spent between Nigeria, Kenya, the UK, France and the Netherlands. Travelling alone from the age of 8 taught me adaptability, independence, and an intuitive understanding of international transitions.
I specialise in complex, cross-border financial planning
For more than four decades, I’ve helped professionals, business owners, senior executives and internationally mobile families return to the UK smoothly and tax-efficiently.
I provide calm, clear guidance—never sales pressure
From widows managing new financial responsibilities to families with multi-jurisdiction assets, I offer structured, jargon-free advice rooted in integrity and experience. This “help first” philosophy was instilled early in my career and remains central to how I work today.
Our Process
How I Help You Prepare for Your Return
Four steps to a confident return.
UK Tax Residency & SRT Assessment
Understand how your travel pattern, ties and return timing affect UK tax liability.
Offshore Assets, End-of-Service Benefits & Pensions
Ensure your withdrawals, transfers and investment choices are structured optimally before and after your return.
Rebuilding Your UK Financial Footprint
Banking, credit profile, HMRC notifications, NHS registration and essential first-90-day planning.
A Clear Action Plan
You receive a personalised, step-by-step checklist tailored to your circumstances—simple, practical and easy to follow.

Book a 20-Minute Return Readiness Call
Perfect if you are returning within the next 3–12 months and want clarity on tax, timing, pensions, offshore assets or UK re-entry logistics.
This call is simply a conversation—no pressure, no obligation.
Most clients say the call helped clarify their next steps.
Book Your Call →